Learn Baccarat Strategy and Tips

Posted by Arthur Crowson . Last updated:

If you think only the high rollers like James Bond can sit down at a baccarat table and place bets on the banker, you’re wrong. The game of baccarat online is wildly popular among those new to table games. Although the casino game requires no skill as baccarat rules are pre-determined no matter the hand dealt nor which table you sit at, many believe in some sort of baccarat strategy. This guide will review some of those betting systems and share other tips to help with your money management.

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Baccarat table strategy

Baccarat Strategy: The Basic Systems

To reiterate, online baccarat is a game of chance. There is no skill involved. To explain how that’s possible, you first need to understand basic rules of how to play baccarat.

In every hand of baccarat, you have three choices: you can player bet on the player to win or bet on the banker to win or bet on a tie. The goal is to wager on the side you believe will finish with a hand total closest to nine. Both the player and the banker receive two cards to start, but – and this is why baccarat is a game of chance – whether or not the player receives a third card is dependent on the first two and whether the banker receive a third card is dependent on the player’s third card. It sounds more confusing than it actually is and remember, the rules are automatically applied and you don’t need to make any decisions, the baccarat rule are applied as the casino game moves along.

With that said, just because baccarat is a casino game that doesn’t require any skill doesn’t mean there are strategies and systems in place. Here are some of the most popular baccarat strategies.

Baccarat Strategy: Bet The Banker

This is the most basic and simple strategy to remember. Bet the baccarat banker each and every time. Why? The lowest house edge when you do this is an attractive 1.06%. Consider this strategy the auto-pilot of gambling. Just know that with every successful banker bet won, you’ll have to pay a small 5% commission to the house. Also consider, if the house is raking 5% off every win, consider how good that is for your chances of winning more over a longer period of time.

Martingale System

The Martingale system is basic negative progression system that works well for those with above-average bankrolls. The rules for the system are simple in that every time you lose a bet you double it the next time.

The next four systems are popular in several “chance games” like baccarat, online craps and roulette.

The Martingale system is basic negative progression system that works well for those with above-average bankrolls. The rules for the system are simple in that every time you lose a bet you double it the next time. For example,

  • You bet $10 on BANKER to win
  • The player wins
  • Next time you bet $20 on the BANKER to win
  • The player wins again
  • You bet $40 on the BANKER to win and the BANKER wins!
  • You win $40 (minus 5% commission for banker win), recoup the $30 you lost on previous two hands and profit.

Remember, a streak of losses can add up and shrink a bankroll. This is why bet within your means before embracing the Martingale strategy.

Paroli

For those interested in a progressive baccarat strategy, check out Paroli. Like most chance game systems, the premise is simple and easy to remember. When applying Paroli, you double the bet after each WIN until you’ve won three straight. After the WIN-WIN-WIN, the system restarts. For example:

Like most chance game systems, the premise is simple and easy to remember. When applying Paroli, you double the bet after each WIN until you’ve won three straight.

  • Player Bet $5 (win)
  • Bet $10 Player (lose)
  • Bet $5 Player (win)
  • Bet $10 Player(win)
  • Bet $20 Player (win)
  • Bet $5 Player (lose)

In this scenario, the baccarat player finishes with $25 in profit by chasing the three consecutive wins. The risk associated with this system depend on how much you’re risking per hand and being aware that cold streaks may occur.

Labouchere

This baccarat strategy is a little tricky, but even new players can learn and apply Labouchere right away.

Say you know exactly how much you want to win, using Labouchere, you divide that amount into a tinier series. You add the numbers at the left and right sides of the sequence and that total is the amount of your first bet. If you win, move one number in on the left and right sides, add them up and place that new bet total. If you lose a hand, the previous bet amount is added to the right side. For example,

Say you know exactly how much you want to win, using Labouchere, you divide that amount into a tinier series. You add the numbers at the left and right sides of the sequence and that total is the amount of your first bet.

  • 5-10-5-5-5-10-5-5
  • Bet $10 (lose)
  • 10-5-5-5-10-5-10
  • Bet $20 (win)
  • 5-5-5-10-5

While this does help keep baccarat players organized, remember the house edge always remains the same.

d’Alembert

Another progressive baccarat strategy that is similar to Martingale, but not as is risky is d’Alembert. You simply add or subtract an extra buck based on the outcome of the previous hand. For example:

Another progressive baccarat strategy that is similar to Martingale, but not as is risky is d’Alembert. You simply add or subtract an extra buck based on the outcome of the previous hand.

  • Risk $5 on Player win (win)
  • Risk $4 on Player to win (win)
  • Risk $3 on Player to win (lose)
  • Risk $4 on Player to win (win)
  • Risk $3 on Player to win (win)
  • Risk $2 on Player to win (lose)
  • Risk $3 on Player to win (win)

You can’t get rich quick with this baccarat system, but you won’t go broke in a blink either. If you’re interested in a lengthy baccarat session, this is a wide system to embrace.

Baccarat Strategy: Top Tips

baccarat budget

Manage Your Budget

The secret to an enjoyable online baccarat session is placing bets within a budget and sound money management. We’re not here to sound too preachy, but if you start wagering funds you don’t have, many start betting fueled on emotion and this typically results in more money lost. When you get things fun and loose and focus on budgeting your monies, baccarat is a lot more fun.

Never Bet On A Tie

Remember how the house edge on a banker win was 1.06% and a player win is 1.24%? Well, the house edge on a tie occurring is a whopping 14.36%. So, yeah, never bet on a tie.

Shop Around on Commissions

If you decide to implement a “bet the banker” strategy where your wagers always back the banker to win the hand, be sure to shop around and see if you can get a discount on the 5% commission charged each time your banker bet hits. The 5% commission is common with brick-n-mortar casinos, but some online casinos may look to attract new players by offering a lower rate.


Baccarat Strategy and Tips FAQs

Arthur Crowson

Arthur Crowson writes for GambleOnline.co about the gambling industry. His experience ranges from crypto and technology to sports, casinos, and poker. He went to Douglas College and started his journalism career at the Merritt Herald as a general beat reporter covering news, sports and community. Arthur lives in Hawaii and is passionate about writing, editing, and photography.

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