Mastercard Online Gambling Deposits

Posted by Dave Consolazio . Last updated:

Established in 1966, MasterCard is an American multinational charge card cooperative owned by over 25,000 financial institutions. These companies issue all the MasterCard credit cards, allowing people from all over the world to process payments between their own bank and the banks used by consumers, merchants or credit unions. It should come as no surprise that many gambling enthusiasts prefer to fund their online casino and poker accounts using MasterCard credit and debit cards.

In our guide to online gambling with MasterCard, we’ll cover:

  • The best US sites accepting MasterCard deposits
  • The Pros and Cons of using MasterCard for online gambling
  • How to deposit at an online casino using MasterCard and how you’ll be billed
  • How to withdraw from an online casino using MasterCard
  • MasterCard safety and security
  • Other deposit methods to consider for online gambling

Best Online Casinos Accepting MasterCard

If you want to gamble online using your MasterCard, you’ll want a safe online casino that processes MasterCard deposits and withdrawals quickly. Here are our favorite online casinos that accept MasterCard:

  • Top Rated Casino
    #1
    5/5

    BONUS $400
    Min Deposit $20 650+ Slots
    Deposit Methods
    E-Wallet
    E-Wallet
    ecoPayz
    ecoPayz
    InstaDebit
    InstaDebit
    +6
    Interac E-transfer
    Interac E-transfer
    Mastercard
    Mastercard
    Neteller
    Neteller
    Skrill
    Skrill
    Trustly
    Trustly
    Visa
    Visa
    Payout Speed

    1 day (Process) up to 10 days (payment)

    #2
    4.9/5

    BONUS $1000
    Min Deposit $20 300+ Slots
    Deposit Methods
    eCheck
    eCheck
    ecoPayz
    ecoPayz
    Flexepin
    Flexepin
    +6
    InstaDebit
    InstaDebit
    Interac E-transfer
    Interac E-transfer
    Maestro
    Maestro
    Mastercard
    Mastercard
    Neosurf
    Neosurf
    Visa
    Visa
    Payout Speed

    24-48 hrs

    #3
    4.8/5

    BONUS $1500
    Min Deposit $20 400+ Slots
    Deposit Methods
    Bank Transfer
    Bank Transfer
    ecoPayz
    ecoPayz
    InstaDebit
    InstaDebit
    +7
    Interac E-transfer
    Interac E-transfer
    Mastercard
    Mastercard
    Neosurf
    Neosurf
    Paysafe Card
    Paysafe Card
    Skrill
    Skrill
    Visa
    Visa
    Voucher
    Voucher
    Payout Speed

    1-5 days

    #4
    4.75/5

    BONUS $3000
    Min Deposit $25 12+ Slots
    Deposit Methods
    American Express
    American Express
    Bank Transfer
    Bank Transfer
    Bitcoin
    Bitcoin
    +8
    Bitcoin Cash
    Bitcoin Cash
    Discover
    Discover
    Ethereum
    Ethereum
    Litecoin
    Litecoin
    Mastercard
    Mastercard
    Person to Person Methods
    Person to Person Methods
    Ripple
    Ripple
    Visa
    Visa
    Payout Speed

    Instant (Bitcoin) 10 days (check)

    #5
    4.72/5

    BONUS $3000
    Min Deposit $20 150+ Casino Games
    Deposit Methods
    American Express
    American Express
    Bank Transfer
    Bank Transfer
    Bitcoin
    Bitcoin
    +8
    Discover
    Discover
    ecoPayz
    ecoPayz
    Ethereum
    Ethereum
    Litecoin
    Litecoin
    Mastercard
    Mastercard
    Ripple
    Ripple
    Skrill
    Skrill
    Visa
    Visa
    Payout Speed

    1 to 15 Business Days

Pros and Cons of Using MasterCard for Online Gambling

Like anything else, depositing at an online casino using MasterCard has its pros and its cons. As a general practice, our recommended method of depositing is always Bitcoin, as it’s fast, secure, and comes with larger bonuses.

With that said, MasterCard (and credit cards in general) tend to be the default method for most US online gambling sites given their popularity and high acceptance rates. It’s worth noting that each online casino has different minimum deposit & withdrawal requirements for each payment method, so as always, we’d recommend reading the fine print.

MasterCard Pros

  • Simple to use
  • Is an internationally-known deposit option
  • Usually no processing fees
  • Safe and secure

MasterCard Cons

  • MasterCard is not always accepted
  • Likely not able to withdraw
  • Bonuses are smaller than other deposit methods, such as Bitcoin

How to Deposit at an Online Casino with MasterCard

a green mastercard credit card icon

Choose a Casino that Accepts MasterCard

We’d recommend any of the above casinos to US players looking to deposit with MasterCard, or check out our casino reviews to find additional options. Once you’ve chosen a casino, register your account for free.

a hand depositing cash into a machine

Visit The Deposit Page and Select MasterCard

Once you’ve registered your account, visit the casino’s deposit page. The page will vary depending on which casino you’ve chosen, but can usually be found in the main navigation, or on your account page. Once on the deposit page, select MasterCard as your chosen method.

a green certification ribbon with a check mark in the center

Confirm the Deposit Details

Exactly like shopping online, you’ll be asked to confirm your information – card number, security code, etc. Enter this information and your deposit amount, and your funds will hit your account as soon as the payment is processed, typically within a few moments. Note that MasterCard cardholders are often prompted to enter a unique code (sent via text or email) to confirm their payment.

MasterCard Billing at Online Casinos

Making a MasterCard deposit is very simple and convenient – all you have to do is pick MasterCard in the cashier menu, input the aforementioned credit card details, add your billing address and wait for the money to be credited to your on-site account. In most cases, the transaction will be processed instantly, allowing you to join the action without any unnecessary delays.

This means that while MasterCard payments aren’t exactly on par with e-wallet deposit in terms of speed, they’re significantly faster than the traditional bank wire transfers or Western Union/MoneyGram cash transfers.

The transaction is going to show on your credit card statement, but keep in mind that most poker rooms and casinos use the name of their parent companies to avoid sounding like gambling sites.

How to Withdraw from an Online Casino Using MasterCard

Please note that while MasterCard payments have certain limitations. For example, most sites don’t offer MasterCard withdrawals, which means that you might be forced to cash out using a different banking method. In many cases, this means choosing between a bank wire transfer and check by courier. Both of these withdrawal methods are rather slow and might even end up being somewhat expensive, so you should definitely check all the available banking options before you decide to deposit your hard-earned money via credit card.

However, if you can make withdrawals, here are the typical steps you can expect to encounter when withdrawing from an online casino in the USA using a MasterCard card:

Request a Withdrawal

Navigate to the casino’s withdrawal page, choose your amount, and select MasterCard as your intended option.

Confirm Your Information

If you want to withdraw using MasterCard, the online casino will need to confirm your identity, and that you’re the holder of the card in question. They’ll ask you for confirmation, often a piece of mail or a recent statement (with sensitive information redacted.)

Process Withdrawal and Receive Funds

While the exact time frame depends on which casino you’ve signed up with, typically the withdrawal is processed within 1-2 business days, and the funds are received 3-5 business days after that.

To confirm time frames at your online casino of choice, check their withdrawal page, or feel free to reach out to the casino’s customer support team, who can walk you through the process.

Using MasterCard for Online Gambling: Safety and Security

Some of the most popular online banking options aren’t available to US-based gamblers due to the Unlawful Internet Gambling Enforcement Act of 2006, which made it impossible for many financial institutions to process any money transfers between the US-facing offshore gambling sites and their customers. MasterCard payments are one of the few methods available to American gambling enthusiasts, but unfortunately, they aren’t really all that reliable. First of all, your card has to be cleared for international transactions – if you have a domestic-only card, your payment is guaranteed to be refused.

Furthermore, MasterCard credit cards tend to have lower acceptance rate than their Visa counterparts, which means that your transaction is quite likely to be refused even if you’re using a proper type of card. While trying to send money to a gambling site isn’t illegal and doesn’t involve having to cover any fees, there’s simply no denying the fact that multiple failures to complete the transaction can get very frustrating. On a brighter note, if your card doesn’t get refused, odds are high that all the subsequent payments are also going to go through. Consequently, trying to make a MasterCard payment often requires you to assume a trial and error approach.

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Dave Consolazio

Dave Consolazio has been passionate about writing and sports journalism since his high school years. He has a degree in Broadcast Journalism from USC where he worked with the school's radio and television stations. His work has been featured in SportsbookReview, Sports Illustrated and SB Nation. Dave's experience ranges across multiple fields in the gambling industry. You can find his sports, casino, and poker articles in GambleOnline.co.

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